Ovation was formed by Chris Budd as an alternative to the traditional routes of providing financial advice. Being fee based and independent of insurance companies means that Ovation can give truly impartial advice Chris has worked for various insurance companies, notably AXA Sun Life, then gained experienced as a pension, trustee and investment consultant for a medium sized IFA firm. This has given Chris a strong grounding in dealing with self invested pension schemes.

The fee based approach encourages a long term relationship with the client. Ovation provides a service, rather than looking to sell products. Areas of expertise include:

• Flexible pensions (SIPP, SSAS)

• Retirement options (including Drawdown)

• Pension transfers and reviews

• Pension investing in commercial property

• Investments, both lump sum and regular

• Employee benefits (including Stakeholder)

• Individual Savings Account (ISA)

• Personal finances - life assurance, income protection, etc.